Mint shut down in March 2024. Looking for a replacement? NeoBudget offers proactive envelope budgeting that helps you plan your spending, not just track it after the fact.
See how NeoBudget compares to what Mint used to offer.
| Mint (discontinued) | NeoBudget | |
|---|---|---|
| Status | Shut down March 2024 | Active & growing |
| Budgeting Approach | Passive tracking (see where money went) |
Proactive planning (allocate before spending) |
| Free Tier | Completely free (ad-supported) |
Free forever (1 account, 10 envelopes) |
| Full Features | Free (with ads) |
$5.95/month (no ads, ever) |
| Bank Sync | Included free | Complete plan |
| Mobile Apps | iOS & Android | iOS & Android |
| Spending Categories | Auto-categorized | Envelope-based |
| Receipt Scanning | Included | |
| Auto-Categorization Rules | Basic auto-categorize | Custom patterns |
| Ads in App | Yes (financial product offers) | No ads, ever |
| Data Privacy | Sold to advertisers | Your data stays yours |
Mint showed you where your money went after you spent it. NeoBudget helps you plan where every dollar goes before you spend, using the proven envelope budgeting method.
Mint was free because it sold your data and showed financial product ads. NeoBudget has a simple subscription model - we make money from subscriptions, not from selling your information.
Mint shut down because free ad-supported budgeting wasn't sustainable. NeoBudget's subscription model means we're here for the long haul - your budgeting app won't disappear.
Snap a photo of any receipt and automatically extract the transaction details. This was a feature Mint never offered.
Mint tracked your spending after the fact. NeoBudget uses envelope budgeting - you allocate money to categories (envelopes) when you get paid, then spend from those envelopes. It's a more intentional approach that helps you stay on budget.
Mint was free but came with ads and data selling. NeoBudget offers transparent pricing with no hidden costs.
NeoBudget includes the features Mint users relied on, with additional tools for proactive budgeting.
"Thanks to NeoBudget, my wife and I don't have to worry if there will be money at the end of the month for bills. Because we set up a plan using the budget editor, we know our expenses are covered. The best part is that NeoBudget is much cheaper than everything else. I just budget it out of the spare change that is left from each paycheck."
– Brian
"I have used other programs and they were okay but didn't clearly allow me to see what budget categories were negative. Plus I would tend to forget to update them regularly but NeoBudget is so fun that I want to update it all the time. NeoBudget tells me right on the homepage with bold red letters if I am negative in any envelope."
– Whitney
NeoBudget is a great Mint replacement for people who want more than passive expense tracking. While Mint showed you where your money went, NeoBudget uses envelope budgeting to help you plan where every dollar goes before you spend it. It includes bank sync, mobile apps, and a free tier to get started.
Mint officially shut down on March 23, 2024. Intuit, which owned Mint, directed users to Credit Karma. However, Credit Karma lacks the budgeting features that made Mint popular (like custom categories and monthly budgets), leading many users to search for better alternatives.
Intuit shut down Mint because the free, ad-supported model wasn't sustainable. The cost of bank data connections (through services like Plaid) exceeded the revenue from ads and financial product referrals. Intuit consolidated Mint's users into Credit Karma, which has a different business model.
NeoBudget offers a free tier with 1 account and 10 envelopes that lasts forever. While it's more limited than Mint's free offering was, it's enough to try envelope budgeting. For unlimited accounts and bank sync, NeoBudget's Essential plan starts at just $5.95/month - a small price for a sustainable budgeting app.
If you exported your Mint data before the shutdown, you can import transaction history into NeoBudget using QIF, OFX, or QFX file formats. These are standard bank export formats that NeoBudget supports. You can also connect your bank accounts directly for automatic syncing going forward.
Mint was a passive tracker - it categorized your spending after the fact so you could see where your money went. Envelope budgeting (what NeoBudget uses) is proactive - you allocate every dollar to a category when you get paid, then spend from those "envelopes." This helps you stay on budget rather than just reviewing what happened.
Yes, for budgeting specifically. When Intuit shut down Mint, they directed users to Credit Karma, but Credit Karma lacks true budgeting features - you can't create custom categories or set monthly budgets. NeoBudget offers full envelope budgeting with unlimited categories, budget planning, and spending tracking.
No. NeoBudget is not ad-supported and we never sell your data. Our free tier is genuinely free with no hidden costs - we make money from paid subscriptions, not from advertising or selling your financial information. Your data stays private.
