Best Goodbudget Alternative for 2026

Looking for an envelope budgeting app like Goodbudget? NeoBudget offers a more modern, visual approach to envelope budgeting with an intuitive interface and receipt scanning.

Goodbudget vs NeoBudget: Feature Comparison

See how NeoBudget compares to Goodbudget for envelope budgeting.

Goodbudget NeoBudget
Envelope Budgeting
Interface Style List-based Visual envelope cards
Free Tier 10 envelopes 10 envelopes
Bank Sync (Premium)
Mobile Apps iOS & Android iOS & Android
Receipt Scanning Included
Auto-Categorization Rules Payee memory only Custom patterns
Shared Budgets Up to 5 devices Up to 5 users
Split Transactions
Reports & Charts

Why People Switch from Goodbudget to NeoBudget

Modern Visual Design

Step away from list-based budgeting. NeoBudget's visual envelope cards let you see your budget at a glance with color-coded indicators showing which envelopes need attention.

Intuitive Interface

No steep learning curve. NeoBudget is designed to be intuitive from day one, with drag-and-drop transactions and a clean layout that makes budgeting feel natural.

Receipt Scanning

Snap a photo of any receipt and automatically extract the details. Save time on manual entry - a feature Goodbudget doesn't offer.

Free Forever Option

Like Goodbudget, NeoBudget offers a free tier forever. No credit card required to get started. No ads, no data selling - ever.



Same Envelope Method, Better Experience

NeoBudget envelope budgeting interface - Goodbudget alternative

Visual Envelope Cards

Both Goodbudget and NeoBudget use the proven envelope budgeting method. The difference? NeoBudget displays your envelopes as visual cards instead of a text-based list. See immediately which envelopes are healthy (green), getting low (yellow), or overspent (red).

  • Color-coded envelope cards
  • Drag-and-drop transactions
  • Clear balance indicators
  • Modern, responsive design


All the Envelope Budgeting Features You Need

NeoBudget is a complete Goodbudget alternative with every envelope budgeting feature you rely on.

Envelope budgeting
Bank account syncing
Transaction splitting
Mobile apps
Multi-device sync
Shared budgets
Income allocation
Reports & insights
File imports
Account reconciliation
Receipt scanning
Auto-categorization


Flexible Plans to Fit Your Needs

Like Goodbudget, NeoBudget offers a free tier and paid plans with more features.

Free
$0.00/month
1 user
1 account
10 envelopes
Upload files to import
Essential
$5.95/month
or $59.95/year
2 months free annually!
Up to 2 users
Unlimited accounts
Unlimited envelopes
Memorize transactions
Upload files to import
Complete
$9.95/month
or $99.95/year
2 months free annually!
Up to 5 users
Unlimited accounts
Unlimited envelopes
Memorize transactions
Automatic bank sync
Receipt scan



What Our Users Say

"Thanks to NeoBudget, my wife and I don't have to worry if there will be money at the end of the month for bills. Because we set up a plan using the budget editor, we know our expenses are covered. The best part is that NeoBudget is much cheaper than everything else. I just budget it out of the spare change that is left from each paycheck."
– Brian

"I have used other programs and they were okay but didn't clearly allow me to see what budget categories were negative. Plus I would tend to forget to update them regularly but NeoBudget is so fun that I want to update it all the time. NeoBudget tells me right on the homepage with bold red letters if I am negative in any envelope."
– Whitney

Frequently Asked Questions About Goodbudget Alternatives

What is the best alternative to Goodbudget?

NeoBudget is a top Goodbudget alternative for people who want envelope budgeting with a more modern, visual interface. Both apps use the same proven envelope methodology, but NeoBudget displays your budget as visual cards instead of lists, includes receipt scanning, and has a more intuitive user experience.

Is there a free envelope budgeting app like Goodbudget?

Yes. Like Goodbudget, NeoBudget offers a free tier that lasts forever. The free plan includes 1 account and 10 envelopes with no credit card required. You can use envelope budgeting indefinitely at no cost and upgrade when you're ready for more features.

How does NeoBudget compare to Goodbudget?

Both NeoBudget and Goodbudget use envelope budgeting with similar pricing and free tiers. The key differences are: NeoBudget has a modern visual interface with color-coded envelope cards (vs. Goodbudget's list-based approach), includes receipt scanning (which Goodbudget doesn't offer), and has a more intuitive design that's easier to learn.

Can I switch from Goodbudget to NeoBudget?

Switching from Goodbudget to NeoBudget is straightforward since both apps use envelope budgeting. The concepts transfer directly - you'll still create envelopes, allocate money, and track spending. NeoBudget supports automatic bank sync and manual file imports in QIF, OFX, and QFX formats.

Does NeoBudget have automatic bank sync like Goodbudget Premium?

Yes, NeoBudget's Complete plan includes automatic bank syncing via Plaid, connecting to thousands of financial institutions. Like Goodbudget, the free tier uses manual entry or file imports, with bank sync available in the paid plan.

Does NeoBudget show ads or sell my data?

No. NeoBudget is not ad-supported and we never sell your data. Our free tier is genuinely free with no hidden costs - we make money from paid subscriptions, not from advertising or selling your financial information. Your data stays private.

No credit card required.
Start with our free tier and upgrade when you're ready.