Free Budgeting App - Forever

No trial. No credit card. No catch. Start budgeting with NeoBudget's free tier that lasts forever.

What You Get for Free

Everything you need to start envelope budgeting, completely free.

1 bank account
10 budget envelopes
Web app access
iOS & Android apps
File imports (QIF/OFX)
Visual envelope cards
Transaction tracking
Spending reports
No credit card required
Free forever
No ads
No hidden fees

Why Free?

We Believe in Budgeting

Everyone deserves access to budgeting tools. Our free tier lets anyone start managing their money better, regardless of budget.

Grow When Ready

Start free and upgrade only when you need more. No pressure, no expiring trials, no credit card on file.

No Ads, Ever

We don't show ads or sell your data. Our paid tiers fund the free tier - that's it.

Truly Forever

Not a 14-day trial. Not a 34-day trial. Free forever means free for as long as you want to use it.



Free vs Paid Comparison

See what's included in each tier.

Free Essential Complete
Price $0 $5.95/mo $9.95/mo
Users 1 2 5
Accounts 1 Unlimited Unlimited
Envelopes 10 Unlimited Unlimited
Memorize Transactions
Bank Sync
Receipt Scan
Mobile Apps

What Users Say

"The best part is that NeoBudget is much cheaper than everything else. I just budget it out of the spare change that is left from each paycheck."
– Brian

No credit card required. No trial period.
Just free budgeting, forever.