Want to keep a budget and live debt-free?
NeoBudget can help!
  • Track where you are spending money
  • Create a budget and stick with it
  • Pay off your credit cards
  • Save for a family vacation
  • Pay cash for your next car

What is NeoBudget?

NeoBudget is an online budget manager that uses the envelope method to help you track your spending habits and stick to a budget. You don't need to be an accountant, and you don't need to be good with numbers to use NeoBudget. It is budgeting for normal people.




Only $2.50/month!

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Why NeoBudget?

  • Income management- You can decide ahead of time how much money to put in each envelope from your paycheck, and it gets populated automatically each time you get paid.
  • Import transactions- Download your statement from your bank and import the transactions into NeoBudget with our Import Wizard.
  • Create your own envelopes- We give you some suggestions for envelopes, but you can create and manage your envelopes however you want.
  • No account information- We do not ask for any account information or connect directly to your bank, so there is no risk of security breach.
  • View reports- We have some advanced tools to analyze your spending and saving patterns over time on envelope or account levels.
  • Visualize virtual envelopes- NeoBudget is very visual. Envelopes are visually represented by envelope-shaped rectangles to maintain the psychological benefit of the envelope system.
  • Worksheets- Use our advanced worksheets to estimate a credit repayment schedule using several repayment methods (the "Snowball" method, or the "Highest APR First" method)
  • It's dirt cheap- It's only $2.50 per month or $12.50 for 6 months (one month free).