Budget tips
When in doubt, do without When I was younger, my mom taught me a little phrase that stuck with me: "when in doubt, do without." It's amazing how often this little phrase applies to real life. How does it apply to budgeting? Well, in general I have found when I'm debating with myself about a purchase, chances are that I don't need it and I just want it. For example, I don't really debate about whether or not to pay my electric bill. But I may not be sure if I should buy a new laptop right now. "When in doubt, do without:" with this in mind, I don't buy it. (Well, that's the idea anyway, it doesn't always work out that way because I'm still working on my self-dicipline.)
Other budget tips:
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What is NeoBudget?
NeoBudget is an online budget system that uses the envelope method to help you track your spending habits and stick to a budget. You don't need to be an accountant, and you don't need to be good with numbers to use NeoBudget. It is budgeting for normal people. 
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