Budget tips
Save before spending The envelope method of budgeting is set up to encourage you to save money before spending. Use this to your advantage! The way envelope budgeting works, every paycheck you put a certain amount of money into each envelope. So if you want a new TV, create a "TV Savings" envelope and stick $10 or $20 in there every paycheck. In a few months you'll have enough to pay cash for it, and it won't really feel like it's hurting your budget that much. The best part is that you won't have to use a credit card. You'll be earning interest on that money instead of paying interest.
Other budget tips:
|
What is NeoBudget?
NeoBudget is an online budget system that uses the envelope method to help you track your spending habits and stick to a budget. You don't need to be an accountant, and you don't need to be good with numbers to use NeoBudget. It is budgeting for normal people. 
|