Want to keep a budget and live debt-free?
NeoBudget can help!
  • Track where you are spending money
  • Create a budget and stick with it
  • Pay off your credit cards
  • Save for a family vacation
  • Pay cash for your next car

What is NeoBudget?

NeoBudget is an online budget manager that uses the envelope method to help you track your spending habits and stick to a budget. You don't need to be an accountant, and you don't need to be good with numbers to use NeoBudget. It is budgeting for normal people.

What is the envelope method?

Only $2.50/month!

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Why NeoBudget?

  • Paycheck management- You can decide ahead of time how much money to put in each envelope from your paycheck, and it gets populated automatically each time you get paid.
  • Import transactions- Download your statement from your bank and import the transactions into NeoBudget with our Import Wizard.
  • Create your own envelopes- We give you some suggestions for envelopes, but you can create and manage your envelopes however you want.
  • No account information- We do not ask for any account information or connect directly to your bank, so there is no risk of security breach.
  • Analyze patterns- We have some advanced tools to analyze your spending and saving patterns over time on envelope or account levels.
  • Visualize virtual envelopes- NeoBudget is very visual. Envelopes are visually represented by envelope-shaped rectangles to maintain the psychological benefit of the envelope system.
  • Worksheets- Use our advanced worksheets to estimate a credit repayment schedule using several repayment methods (the "Snowball" method, or the "Highest APR First" method)
  • It's dirt cheap- It's only $2.50 per month or $12.50 for 6 months (one month free).